• Committee Member - Claire Ginnelly, Executive Committee

    Claire Ginnelly

    Executive Committee

    Claire Ginnelly has been in the private medical insurance industry since 1991 when she started with Norwich Union Healthcare (now Aviva) as Regional Sales Co-ordinator. Prior to this, she worked within the general division of Norwich Union servicing general insurance brokers.  

    The vast majority of Claire’s PMI experience has been gained working for large insurance companies, managing the distribution of health insurance products through intermediaries and brokers.

    After a year working as a Broker Consultant at WPA, Claire moved to Standard Life Healthcare in 1995 and in 2001 became Head of Intermediary Sales. In January 2007, Claire moved to Groupama Healthcare as Head of Distribution.

    In June 2013, she joined the Premier Choice Group as Head of Healthcare and in July 2015 moved up to the position of Managing Director of the Group where she is now responsible for driving the Group’s strategic plans.

    Claire has been a member of the AMII Executive Committee since 2014, but also previously sat on the committee as the Insurer Liaison member in 2008 while with Groupama Healthcare.

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  • Committee Member - Dave Middleton, Executive Committee

    Dave Middleton

    Executive Committee

    Dave was appointed as CEO in March 2014 and has overall responsibility for the day to day management of the Portus business.

    Having joined Portus in 2004 from Norwich Union where he was Area Sales Manager Dave started as a Client Relationship Director, established his own client bank and then set up the Portus Client Relationship team in 2007 before being appointed as MD in 2010.

    Dave has a wide range of experience in providing employee benefit consultancy services to clients in the legal, finance and manufacturing sectors particularly with regards to risk/healthcare, flexible benefit and pension plans.

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  • Committee Member - Larry Bulmer, Executive Committee

    Larry Bulmer

    Executive Committee

    Larry started his career in medical insurance in the early nineties at BUPA, before setting up ADVO Group - then Health Decisions in 1996 – which has today grown to employ 30 staff.

    Instrumental in establishing AMII in the late nineties, ADVO Group has always been a member of the association. Starting as the original membership secretary, the first 100 members of AMII were recruited quickly after the Association was established.

    Larry was Chairman of AMII in the early 2000s ensuring that the Association assisted members with the transfer from the General Insurance Standards Council into full statutory regulation by the Financial Services Authority, now the FCA.

    Although not a committee member for a number of years Larry was always committed to the Association and the invaluable work that has been done for members. The ADVO Group is an accredited Investor in People Organisation (Silver) and the assistance of the Association with their training and qualification initiatives provided significant help with this.

    On a personal level Larry is a committed football supporter, having in younger days taken his family to Japan to watch the world cup, and is a keen supporter of the local team.

    Larry lives in Tunbridge Wells with his wife and three daughters. 

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  • Committee Member - Michael Payne, General Secretary

    Michael Payne

    General Secretary

    Michael has more than 25 years’ experience in the health insurance sector, originally setting up Health Plan at the tender age of 21, as a successful independent health insurance intermediary, focusing on the individual and SME market. 

    His expertise in the individual market saw him win the Health Insurance Best Individual PMI Intermediary Award in 1999, 2001 and 2008.

    After selling his health insurance brokerage, Michael became the first General Secretary of AMII in 2009 and took a leading role in helping develop and promote the new IF7 - Healthcare Insurance Products examination with the Chartered Insurance Institute (CII), which was launched in 2010. 

    Michael was also instrumental in the CII's decision to launch the Cert CII (Health & Protection) in 2012, a sector specific accreditation designed to demonstrate technical expertise in health and protection insurance.

    In addition to his AMII role, Michael is also a director of Apex International Recruitment, a medical recruitment agency specialising in the pharmaceutical sector; an advisory council member of The Private Patients Forum, and a former public governor of The Ipswich Hospital NHS Trust.

    He lives in Cornwall with his wife Julie and two children.

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  • Committee Member - Mike Wagg, Executive Committee

    Mike Wagg

    Executive Committee

    Mike’s introduction to healthcare began in 1991 with Sun Alliance. He worked from the healthcare operation in Bournemouth in the mid-90s where he carried out a number of senior/managerial roles culminating in his appointment as FirstAssist’s PMI Sales Manager in 2002.

    Following a career which had been largely influenced by the intermediary sector, Mike joined Simplyhealth in 2005 and, as Head of Intermediary Sales, was responsible for the management and development of intermediary relationships across the Simplyhealth product range.

    Now at Axa PPP Healthcare, Mike’s knowledge of the market, desire to actively input and influence positive changes in the healthcare sector and strong personal relationships within the industry built over a period of nearly 25 years led to him being elected as AMII insurer representative at the AGM in April 2015, having previously held the post in 2010/11.

    He has recently passed the CII IF7 qualification, as have many members of his team, and believes passionately in the industry and the need to continuously raise standards.

    In his spare time, Mike enjoys family life, travel, and is a lover of both football and cricket. He is a qualified cricket umpire, a keen cyclist and an MK Dons season ticket holder.

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  • Committee Member - Paul Shires, Executive Committee

    Paul Shires

    Executive Committee

  • Committee Member - Paul Swanson, Treasurer

    Paul Swanson

    Treasurer

    ​Paul is Director and joint owner of Healthwise Limited. His career in the UK healthcare and wellbeing industry started with WPA in 1989 as Senior Account Manager in the Midlands.

    He left WPA in 1994 to set up Healthwise Limited, based in Dudley, West Midlands

    With 26 years’ experience in the UK healthcare and wellbeing sector, Paul is well-versed in all aspects of the industry, within the large corporate and SME arenas, both for the UK and abroad.

    He has sat on insurer Advisory Boards in the PMI & health cash plan markets and also been a guest to a number of round table debates for leading trade journals on a range of subjects.

    Paul is a keen golfer, skier and is Honorary President of Brewood Junior Football Club, having spent nine years coaching Junior Football both at local and district level.

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  • Committee Member - Stuart Scullion, Chairman

    Stuart Scullion

    Chairman

    Stuart Scullion has been involved in the PMI industry for more than two decades, as both an insurer and an intermediary.

    He was widely acknowledged as the driving force behind the success of PMI insurer Clinicare, before the business was acquired by Groupama Insurances.

    Stuart is a past Chairman of the Association of Medical Expenses Insurers (AMEI) and has previously been an executive member of the BIBA PMI Focus Group.

    After a short spell at Patient Choice, he joined the Private Health Partnership (PHP), one of the UK’s largest intermediary firms, where he has spent the last five years as Managing Director. Following the acquisition of PHP by Punter Southall Group, he is now Commercial Director of Punter Southall Health and Protection.

    He was a member of the Association of Medical Insurers and Intermediaries (AMII) for several years before becoming Chairman in March 2015. He strongly advocates the AMII Code of Ethics and Conduct and the raising of professional standards by qualification.

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  • Committee Member - Andrew Apps, Executive Committee

    Andrew Apps

    Executive Committee

    With 35 years of senior sales and marketing experience across the medical insurance and reinsurance industry, the past 25 within the international sector, Andrew has held senior management and directorships at a number of respected industry players including BUPA, Mutual of Omaha, Wand AG, Aetna International, ALC Health and is currently Head of Global Healthcare at Bellwood Prestbury.

    As a seasoned traveller and former expatriate, he has worked extensively across South East Asia, the Former Soviet Union, Eastern Europe, Africa and the Middle East, developing business operations with local and multi-national companies. This valuable experience has enabled a unique understanding not only what it is like to be living overseas in an unfamiliar country, but the unique relationship building skills necessary for developing business in these territories.

    As a respected and well known industry figure, Andrew is regularly called upon to speak at conferences worldwide, bringing to these events a unique in-sight into the international Private Medical Insurance industry, backed extensive market knowledge and hands on experience.

    Andrew is a former deputy chairman of the Association of International Medical Insurance Providers (AIMIP), the international medical insurance industry’s advisory body.”

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